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It’s not “age discrimination.” You’re the “adultier adult.”

Some of my earliest memories involve hearing my grandmother angrily telling someone at the utility company customer service department, or the fast-food drive-thru, or the social security administration, “I’m a SENIOR CITIZEN!” and then she would proceed to tell them why they should fix whatever was broken. In Grandma’s defense, she had a lot of responsibility, and a lot of problems to deal with, and sometimes that “senior citizen” card was the only one she had left to play. That was the 1970s, and she had grown up in a rural area, and in an era where her options for a career choices were limited. She was spunky, smart, and always ready to learn new things. I’ve often wondered how her life would have been different if she’d lived in a more metropolitan area, or if she had lived long enough to experience the Internet. Continue reading It’s not “age discrimination.” You’re the “adultier adult.”

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To-Do Lists for Productivity

I’ve always been a list-maker. How about you?

Although I’ve tried several apps for keeping to-do lists, I actually prefer the good ol’ fashioned pen-and-paper kind. I find it immensely motivating and satisfying to cross items off my list as they are completed, then wad that paper up and dunk it in the trash bin when I’m finished – woo-hoo!

I also find that a list can function as a step-by-step guide for organizing my thoughts on days that I’m overwhelmed. Instead of focusing on the big project, I can focus on the next item on the list.

For those lists that I need to keep with me, I use the “memo” app that came with my phone. Unlike some of the apps I’ve tried from the Play Store, it hasn’t crashed, and it works regardless of where I am (and regardless of whether or not I have service).

I’m a pretty simple girl, so most of my projects can easily be tracked either on a paper sticky-note, or on the memo app. However, if I had a very large project to complete, I’m pretty sure I would try one of the free templates I found today on a site called Has anyone used that, or do you have an app you like to use? Let me know in the comments!

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Why is my student loan the size of a house? (and other Midlife Mysteries)

I turned 50 several months ago, and I’m finding I have more questions than answers these days, like:

  1. How is my student loan still the size of the mortgage I’ll never be able to afford?
  2. When did I become the adult in the room?
  3. Why is my mother’s voice coming out of my mouth?
  4. How could so much of what I learned in school turn out to be so wrong?
  5. Where did my waistline go?
  6. Why does my retirement date keep moving?
  7. Why do I still believe things are going to get better!?  🙂
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Do we ever really graduate?

I was following a school bus to my office a while back, when it occurred to me…not much has changed in my life since my high school days. I’ve been in the corporate office environment since 1990, and I still:

  • Sit at a desk every day
  • Complete assignments in a timely manner, and…
  • Receive grades (aka “annual evaluations”)
  • Attend regular continuing education and compliance classes
  • Participate in mandatory socialization (diversity and inclusion training, health classes, team-building exercises reminiscent of field trips)
  • Navigate the social cliques
  • Pack a lunch…and eat by myself in the lunch room
  • Plan my life around “the weekend”
  • Refer to the office buildings as a “campus”

Continue reading Do we ever really graduate?

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Do I REALLY need to pay for that? (Maybe not.)


This post has been revised and updated from about three years ago (June 3, 2015).

A few years ago, I began culling items from my budget left over from old projects and considering what is actually needed for new projects in terms of potentially turning a hobby into a profitable business.  I compiled a list of items that used to be almost mandatory for a start-up, but now may not be needed due to online and technological developments.  As I know a lot of my readers are also entrepreneurs, I hope this list will be a good starting point in discussing what to keep and what to leave behind. Continue reading Do I REALLY need to pay for that? (Maybe not.)